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The average person expects to spend 23 percent of his or her shopping budget online in 2003, as compared to the estimated 19 percent spent online in 2002. And the average person is allocating approximately 70 percent for store shopping in 2003, down from 74 percent spent in 2002. Clearly the malls and big box retailers remain as shopping destinations. The budget allotment for catalog shopping remains steady at approximately 7 percent, the report found.

Compared to last year, Internet retail sales this holiday season are expected to jump 21%, to $16.8 billion, while overall retail sales are forecast to rise closer to 5%.

Consumers plan to spend an average of $518.44 on gifts this year, $34.18 on decorations, $25.79 on greeting cards and postage, $79.42 on candy and food, and $14.06 on flowers.

The holiday season, online retail sales in the U.S. will hit $55 billion by the end of this year - about 10% of all monies spent during the holiday season. The average person will spend round $2.20 or $1B on greeting cards purchased online.